Exchanging money with clients

How do you exchange money between you and your client?

There are so many things that I never learned in school that are a fundamental and a crucial part of succeeding as a freelancer especially as a Graphic Designer, or Web Developer and billing a client is one of them.


I had no idea how to discuss payment with a client. It’s a somewhat uncomfortable conversation to have with anyone- let alone a client. This is something that I had not learned in school, and if you Google it- not much comes up, so I had no idea how to even bring up the subject. Well, luckily for me, I know someone in this field. He is a Senior Web Developer and he told me two common ways in which you can exchange money via electronic payments, either by PayPal or Venmo.

So how do you use PayPal to bill a client. It’s easier than you may think.

PayPal provides you with a link. It’s called a ‘paypal.me’ link.

What is a PayPal.me link?

Well, apparently PayPal creates a personal link customized just for you and your client to send your money directly to you that makes it easy for online money transfers.



Venmo and Square cash have similar options, however, I opted for PayPal because I use it for almost all my online purchases so I’m already familiar and comfortable with it. I haven’t used venom yet, I can’t really say anything about it so if you want more information on Venmo I’d refer you their website. As far as discussing this with a client, just have it all laid out in a written agreement (check out this comprehensive contract agreement article for creatives) and just answer any questions the client may have in regard to billing.
Why choose PayPal?
Here’s a few important facts about creating a paypal.me link:


  • the fee is 2.9% + $0.30. Sending money to pay for goods or service is free. The recipient pays a small fee.
  • The sender and recipient need a PayPal account.
  • The link never expires
  • the site is heavily secured


And if you still need more clarification about exchanging money then, I’ll refer you to paypal.me and a few articles that I found to be really helpful, which discusses and/or compare electronic money exchange.


Five ways to get people to pay you back (compared) by CNETFive ways to get people to pay you back (compared)

Comparing PayPal and VenmoEverything You Need to Know About PayPal, Square Cash and Venmo

Best Regards, Erica